Every dollar, in its jar.
Jarful pulls in your bank transactions, sorts them for you, and shows your household exactly what’s left to spend this week — in a budget you can edit like a spreadsheet.
Import a CSV today Weekly and monthly budgets Built for NZ banks
Import a CSV from your bank today. Live bank feeds are switching on for all households shortly.
ANZ
ASB
BNZ
Kiwibank
Westpac
TSB
The Co-operative Bank
Heartland
NZHL
SBS
Rabobank- +15KiwiSaver, investment & card providers
Live feeds will be powered by Akahu. Logos are trademarks of their respective owners and show the institutions a live feed will connect to. No endorsement implied.
How it works
Set up in an evening. Check in once a week.
No more copying numbers out of internet banking. Jarful does the sorting, so your weekly money check takes minutes, not a Sunday afternoon.
Bring in your transactions
Import a CSV from your bank today. Live bank feeds are switching on for all households shortly. Transactions are cleaned up and categorised automatically.
Fill your jars
Give each category a weekly or monthly amount — rent, groceries, fuel, kids’ sport. Jarful converts between the two so the numbers always line up.
Check in each week
See what’s left to spend, what’s running over, which bills are coming, and do a quick weekly review with your partner.
What you get
Everything your budget spreadsheet wished it could do.
A year behind and a year ahead, in one grid
Your budget becomes a cash flow forecast, with up to 12 months of real spending alongside. Drill from Spend type › Category › Merchant, edit any forecast cell, and “Apply from here” to carry it forward.
- Week-by-week or month-by-month, with opening and closing balances
- Budget column with 3- and 12-month averages
- Loans follow their repayment schedules
Snap a receipt — it finds the payment
Take a photo or pick a PDF. Jarful reads the shop, total, date and items, matches the receipt to the right bank transaction and attaches it. Paid cash? Add it as a cash spend in a couple of taps.
- Allows for tips and surcharges
- Not in the bank yet? It waits and checks again
- Undo if it picked the wrong one
Find the subscriptions you forgot about — and cancel them
Jarful spots charges that repeat and shows what each costs per year. Mark each one Keep, Review or Cancelled, and follow the “How to cancel” guide for 40+ popular streaming, music, software, gaming and AI services.
- Yearly cost at a glance
- “Charged again” warning if a cancelled one comes back
- A running total of what you’ve cancelled
Your stuff and your cover, sorted
Keep a register of the things you’d claim for — photos of the item, the receipt and the label, warranty dates and replacement values (clearly marked as estimates). Upload an insurance policy and Jarful reads the details for you to check.
- Warranty and renewal reminders
- Compare your belongings with your contents cover
- A claim pack with photos and receipts, ready to send
Mortgages and build loans, worked out properly
Balances update from your repayments, with a payoff date for every loan and a heads-up before a fixed rate ends. Building or renovating? Add planned drawdowns and see what your repayments will rise to — and when.
- Payoff projections and interest still to pay
- Drawdowns flow straight into the forecast
- Track a build or reno as its own project
Spreadsheet budgets
Weekly, fortnightly or monthly per line, on one editable grid — paste straight from Excel.
Merchants
Your top shops, what’s climbing, merchant budgets — and merge the bank’s messy names.
Bills & fixed costs
A bill calendar, your fixed costs per month, and move one due date when you need to.
Undo & Face ID
Undo on almost every change, and sign in with Face ID or a passkey.
Made in Aotearoa
Built for how Kiwi households actually pay.
Weekly rent, fortnightly pay, quarterly rates, rego and WOF, power that spikes in winter. Jarful is designed around New Zealand banks and New Zealand bills, by people who budget this way themselves.
Our storyNZ bank feeds
Import a CSV from your bank today. Live, read-only feeds through Akahu are switching on for all households shortly.
NZ-shaped budgets
Weekly or monthly per category, bills due on the 20th or every second Thursday, all in NZD.
Security & privacy
Look, don’t touch.
Jarful can read your transactions so it can do the sorting. It can’t move your money, and it never sees your banking password.
Read-only access
When a bank feed is on, access through Akahu is read-only. No payments, no transfers, no changes to your accounts.
Your password stays yours
A bank feed connects through Akahu’s secure screens. Jarful never asks for, or stores, your internet-banking login.
You’re in control
Ask us to delete your data any time. When a feed is on, you can revoke access whenever you like. We handle personal information under the NZ Privacy Act 2020.
Pricing
One plan. One price.
$12.99 / month or $129 / year
Black Friday Black Friday: 30% off for 6 months, or 40% off your first year on annual. Ends 1 Dec. See the deal
One plan for the household. It includes your partner, bank feeds once they’re switched on, Build & renovate, Home & belongings, and AI extras, with a fair-use limit. Import a CSV from your bank today. Start a free 14-day trial — no card required. 30-day money-back guarantee on your first paid period. Cancel in the app, any time.
All prices in NZD incl. GST.
See pricingQuestions
What is Jarful?
Jarful is a budgeting app for New Zealand households. It brings in your transactions, sorts them by Spend type › Category › Merchant, and shows how much is left in each part of your budget this week and this month. It also forecasts your cash flow a year ahead, matches receipts to payments, and keeps track of bills, subscriptions, your mortgage and other loans, savings goals, belongings and insurance.
Can I sign up now?
Yes. Start a free 14-day trial — no card required.
Can I connect my bank?
You can import CSV exports from any NZ bank today. Live, read-only bank feeds through Akahu are being switched on for all households shortly. When a feed is on, Jarful only asks for read-only access — it can see transactions and balances, but it can’t move money or make payments. You never give us your internet-banking password. See Security & privacy for more.
Which banks are supported?
You can import a CSV from any NZ bank today. Once live feeds are switched on, they come through Akahu, which connects to ANZ, ASB, BNZ, Kiwibank, Westpac, TSB, The Co-operative Bank, Heartland, NZHL, SBS and Rabobank; KiwiSaver and investment providers Booster, Fisher Funds, Generate, Milford Asset Management, Simplicity, Superlife, Pie Funds KiwiSaver, Sharesies, Hatch, Kernel Wealth, Stake and Sharesight; plus American Express, Latitude (Gem Visa) and Wise. Banks and cards bring in transactions; KiwiSaver and investment providers show balances and holdings for your net worth, not transactions. See the full list.
Weekly or monthly — which does it use?
Both. Set each category weekly or monthly, whichever matches how you’re paid and how the bill arrives, and Jarful converts between them (52 weeks ÷ 12 months). You can view your budget week by week or month by month.
How much does it cost?
NZ$12.99 a month or NZ$129 a year, GST inclusive. There is one plan. It includes your partner, bank feeds once they’re switched on, Build & renovate, Home & belongings, and AI extras, with a fair-use limit. Every plan starts with a free 14-day trial, no card required. You can cancel in the app any time, and the first paid period has a 30-day money-back guarantee. All prices include GST. See Pricing.
Ready to put every dollar in its jar?
Start a free 14-day trial. No card required. Black Friday: 30% off for 6 months, or 40% off your first year on annual. Ends 1 Dec.